THE UDAIPUR URBAN CO-OPERATIVE BANK LTD.
RBI LIC. NO.: 04/01/1975 No. 52 P Registration NO.: 03/08/1972 No. 1557 Y
RBI LIC. NO.: 04/01/1975 No. 52 P Registration NO.: 03/08/1972 No. 1557 Y
RBI LIC. NO.: 04/01/1975 No. 52 P Registration NO.: 03/08/1972 No. 1557 Y
| Up to and including Rs. 5,000/- | Rs. 25/- + GST |
| Above 5,000 and up to and including 10,000 | Rs. 50/- + GST |
| Above 10,000 and up to and including 1,00,000 | Rs. 100/- + GST |
| Above 1,00,000 | Rs. 1 per Rs. 1000/- or part thereof with a maximum of Rs. 500/- per instrument + GST |
| Returning charges on Cheques returned unpaid shall be 50% of normal charges as above. | |
| In case of more than one bank the charges should be shared for amount up to Rs.1 Lakh and 50% of our bank’s charges for amount above Rs.1 Lakh. | |
| Up to Rs. 1000/- | Rs. 30/- + GST |
| Rs. 1001/- and up to Rs. 5000/- | Rs. 50/- + GST |
| Rs. 5001/- and up to Rs. 10000/- | Rs. 70/- + GST |
| Rs. 10001/- Above Rs. 50000/- | Rs. 7/- per Rs. 1000/- or part thereof with a minimum of Rs. 70/- + GST |
| Above Rs. 50000/- | Rs. 5/- per Rs. 1000/- or part thereof with a minimum of Rs. 275/- + GST |
| Returning charges on Bills returned unpaid shall be 50% of normal charges as above. | |
| Savings Account | |
| Cheque book Charges | NIL |
| Cheque Book for Financial Cos. | Rs. 60/- per cheque book of 15 leaves,
i.e. Rs. 4/- per leaf + GST |
| Current / Overdraft / Cash Credit Account: | |
| First cheque book of 30 leaves – Free and thereafter Re. 1/- per leaf + GST | |
| For single cheque | Rs. 100/- + GST |
| For more than one Cheque | Rs. 100/- per cheque with maximum of Rs. 500/- + GST |
| Inward (For Cheques drawn on Our Bank) | |
| For Financial Reasons | Rs. 100/- per cheque + GST |
| For Financial Reasons drawn in favor of Financial Institution | Rs. 200/- per cheque + GST |
| Outward (For Cheques drawn on Other Banks) | |
| For Financial Reasons | Rs. 100/- per cheque + GST |
| For Other than Schematic / Retail Finance schemes | |
| For Cash Credit & Overdraft Limits: | |
| Up to Rs.2 Lakh | 0.40% + GST |
| Above Rs.2 Lakh | 0.30% + GST
[Minimum Rs. 800/- & Maximum Rs.60,000/- ] |
| On Review / Renewal of Cash Credit / Overdraft Limits – 80% of normal charges, as above | |
| For Term Loans Up to Rs.25 Lakh: | Minimum Rs.500/- + GST |
| Repayable Up to 3 years | 0.40% + GST of Loan Amount |
| Repayable above 3 & Up to 5 years | 0.60% + GST of Loan Amount |
| Repayable above 5 years | 0.80% + GST of Loan Amount |
| For Term Loans Above Rs.25 Lakh: | |
| Repayable up to 3 years | 0.40% + GST of Loan Amount- Maximum Rs. 80,000/- |
| Repayable beyond 3 years: | |
| For first three years | 0.40% + GST of Loan Amount – Maximum Rs.80,000/- |
| After three years | Review Charges @ 50% of the initial processing charges for every consecutive three year period. |
| Current / Overdraft / Cash Credit Account: |
| Incidental Charges: Rs. 250/- + GST (Annually) |
| For ICICI / IDBI / UTI Bank | For Other Banks | |
| Up to Rs. 1000/- | Rs. 20/- + GST | Actual Other Bank Charges with a minimum of Rs.40/- + GST |
| Rs. 1001/- to Rs. 5000/- | Rs. 25/- + GST | |
| Rs. 5001/- to Rs. 10000/- | Rs. 30/- + GST | |
| Rs. 10001/- to Rs. 1 Lakh | Rs. 2.50 per Rs.1000/- or part thereof with minimum Rs. 30/- + GST | Rs. 3/- per Rs.1000/- or part thereof with minimum Rs. 40/- + GST |
| Above Rs. 1 Lakh | Rs. 2/- per Rs.1000/- or part thereof with minimum Rs. 250/- and maximum Rs.15000/- + GST | Rs. 2.50 per Rs.1000/- or part thereof with minimum Rs. 300/- and maximum Rs.20000/- + GST |
| Up to Rs. 500/- | Rs. 10/- + GST |
| Rs. 501/- to Rs. 1000/- | Rs. 15/- + GST |
| Rs. 1001/- to Rs. 5000/- | Rs. 20/- + GST |
| Rs. 5001/- to Rs. 10000/- | Rs. 25/- + GST |
| Rs. 10001/- Rs.1Lakh | Rs. 1.25 per Rs. 1000/- or part thereof + GST |
| Above Rs.1 Lakh & Up to Rs. 10 Lakh | Rs. 0.75 per Rs. 1000/- or part thereof + GST |
| Above Rs.10 Lakh & Up to Rs.50 Lakh | Rs. 0.50 per Rs. 1000/- or part thereof + GST |
| For Cash Credit & Overdraft Limits: | |
| Up to Rs.1 Lakh | Rs.200/- + GST |
| Above Rs.1 Lakh & Up to Rs.5 Lakh | Rs.400/- + GST |
| Above Rs.5 Lakh & Up to Rs.10 Lakh | Rs. 80/- + GST per Lac or part thereof of |
| Above Rs.10 Lakh | Rs.800/- + Rs.40/- + GST per Lac or part thereof – Maximum Rs.3000/- |
| Partly secured by cash margin / other approved security | Rs.100/- plus Rs.0.30 per Rs.1000/- or part thereof, for every quarter or part thereof. Minimum Period 6 months.* + GST |
| Secured by 100% cash margin in the shape of Bank Deposit | Rs.100/- plus 25% of charges as above, applicable to partly secured bank guarantees + GST |
| In case of change in nomination in Share/Membership/Lockers/Deposits Accounts etc.
Rs. 25/- per case + GST |
| Saving Accounts |
| Monthly Rebate based on Average Credit Balance in Individual Account:
Total of (a) and (b) below: (a) Rupees Ten Lakh per month (b) Five Times Average Monthly Credit Balance of immediately preceding month (c) Maximum amount of Charges Rs. 3000/- per month + GST |
| Current Accounts |
| Monthly Rebate based on Average Credit Balance in Individual Account:
Total of (a) and (b) below: (a) Rupees Ten Lakh per month (b) Ten Times Average Monthly Credit Balance of immediately preceding month Maximum amount of Charges Rs. 3000/- per month + GST |
| Cash Credit / Overdraft Accounts |
| Monthly Rebate based on Average Debit Balance in Individual Account:
Total of (a) and (b) below: (a) Rupees Ten Lakh per month (b) Five Times Average Monthly Debit Balance of immediately preceding month Maximum amount of Charges Rs. 5000/- per month + GST |
| Sanctioned Limit Rs. 100 Lakh & above | 0.50% if average utilization is less than 50% |
| Particulars | Charges |
| NEFT/RTGS | |
| Up to Rs. 1 Lakh | NIL |
| Above Rs. 1 & up to Rs. 2 Lakh | Rs. 15/- + GST per transaction |
| Above Rs. 2 Lakh | Rs. 25/- + GST per transaction |
| Services | UUCB’s ATM | Other Bank ATMs |
| Cash Withdrawal | Free | Free |
| Balance Inquiry | Free | Free |
| Mini Statement | Free | Free |
| PIN Change | Free | Free |
| ATM Card Fee | |
| Annual Maintenance Fee | Rs. 100/- + GST |
| Additional Card Per Annum | Rs. 100/- + GST |
| PIN Re-Generation Fee | Free |
| Card Replacement Fee | Rs. 200/- + GST |
| Up to Rs. 2 Lakh | Free |
| Savings/CC/CO A/c | Free |
| Savings/CC/CO A/c | Rs. 100/- + GST |
| NACH Mandate Return Charges | Rs. 100/- + GST |
| Duplicate Passbook Charges | Rs. 50/- + GST |
| Statement Print Charges | Rs. 50/- per page + GST |
| Per Instrument Charge | Rs.50/- + GST |
| Type of Locker | Rent | Penalty per half year in case of default in rent |
| A – Small | Rs. 1000/-+ GST | Rs. 100.00 |
| B – Medium | Rs. 2000/-+ GST | Rs. 150.00 |
| C – Large | Rs. 4000/-+ GST | Rs. 200.00 |
| D – Extra Large | Rs. 8000/-+ GST | Rs. 250.00 |